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Profile photo of a State Farm Agent named: Tammie Downare

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State Farm® Insurance Agent

Tammie Downare

Office Hours

After Hours by Appointment

Address

1269 2nd Street North Suite 100
Sauk Rapids, MN 56379

Profile photo of a State Farm Agent named: Tammie Downare

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

1269 2nd Street North Suite 100
Sauk Rapids, MN 56379

Location Details

  • Parking: In front of building
  • Parking: South of building
  • No steps/stairs

Languages

English

Welcome to the Tammie Downare State Farm Agency!

🎉 January in Minnesota: A Fresh Start for Your Insurance Plan ❄️ A new year brings new goals, new routines, and often a few changes along the way. January is the perfect time to reset—not just calendars and habits, but your insurance and financial plans too. With winter in full swing here in Minnesota, now is a smart moment to make sure everything you rely on is properly protected.

At the Tammie Downare State Farm Agency, my team and I are here to help make insurance simple, clear, and personalized—so you can start the year with confidence.

Your January Insurance Checklist

✔️ Winter Driving & Daily Commutes Snow, ice, and slick roads are part of January life. Let’s review your Auto Insurance to be sure you’re covered for winter driving and any changes in your commute.

✔️ Home & Cold-Weather Protection Frozen pipes, heating systems, and winter maintenance can all impact your home. January is a great time to review your Home or Renters Insurance.

✔️ New Year, New Life Changes New job? New vehicle? Growing family? Big or small, changes like these can affect your coverage.

✔️ Protecting the People You Love The start of the year is an ideal time to review Life Insurance and make sure your loved ones are protected if the unexpected happens.

✔️ Business Owners: Start the Year Strong If you own a business, January is perfect for reviewing policies and making sure your coverage aligns with your goals for the year ahead.

📍 Based locally, our team is proud to help Minnesota families and businesses begin the year prepared, protected, and informed.

If you’re looking for quotes or a coverage review, my team and I would be happy to create a Personal Price Plan tailored just for you. Call, text, or stop by—we’re here to help.

Serving the Sauk Rapids and Saint Cloud, Minnesota, communities! Our office has served as a staple in the area since 2001, and we are committed to providing exceptional customer service. We are passionate about helping you with all your insurance needs, whether Business, Auto, or Life Insurance.

With over 30 years of experience, our team is proud to offer a variety of insurance options, including Renters, Health, and Home Insurance. Whether you’re in Waite Park, Sauk Rapids, or Becker, our team is ready to serve you. Contact us today to discuss how we can assist you with your insurance needs.

Outside of work, I enjoy crafting, art, reading, and spending time with my family. My husband and I married for over 39 years ago and have four wonderful children. I am also passionate about volunteering, and I support many organizations.

Please give us a call, text, or email today to discuss protecting the ones you love and their future. We can also help with boat insurance, ATV Insurance, motorcycle insurance, RV insurance, and so much more! Call, text, email, or come see us and we can get you a hassle-free quote!

We offer in person and virtual appointments! What matters to you, matters to us.

FAQs

How do I get an insurance quote? You can call, text, or stop by our office, and our team will be happy to provide a free quote. You can also start a quote online anytime.

Can you help with more than just auto and home insurance? Yes. We offer auto, home, renters, life, business, health, disability insurance, and more.

When is the ideal time to review my coverage? Anytime your life changes—but January is an especially good time to start the year knowing your coverage fits your current needs.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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At Tammie Downare State Farm Agent in Saint Cloud, MN, we have had the pleasure of serving the communities of Stearns, Benton, and Sherburne counties since 2001. We are dedicated to serving our Good Neighbors with a range of insurance options, including Auto, Home, and Life Insurance. Our goal is to build meaningful relationships with our customers while providing guidance and support as they navigate their insurance needs. Reach out to our team today and see how we can assist you!

Meet our fantastic team! We provide a warm, reliable, comprehensive service to our State Farm customers. We aspire to be the customers preferred choice for Minnesota. We focus on Life Insurance, Home Insurance, Auto Insurance and Business Insurance throughout Central Minnesota including; Saint Cloud, Sartell, Sauk Rapids, St Joseph, Waite Park, Clearwater, and Saint Augusta.